Need an appraisal in Palm Desert or Riverside County?
The top 7 reasons why California homeowners need Desert Cities Appraisal Service:
At Desert Cities Appraisal Service, we understand the particular needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Desert Cities Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value judgement than yours.
Challenging a property tax assessmentYour local tax assessor may have your house overvalued if your house not appreciating as much as other homes close to yours. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from Desert Cities Appraisal Service is your #1 weapon when challenging your property tax assessment.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping consumers just like you delete unneeded PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Desert Cities Appraisal Service can provide you with efficient appraisal that will help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would wish to have a seasoned professional double-check it for accuracy or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.